Our Club Room policy is aimed at any model railway or model engineering society, club, group or association.
Standard Cover includes:
- Public Liability up to £2,000,000 in respect of any one accident. (£5,000,000 available as an option). Covers legal costs and damages in respect of: Accidental death or bodily injury to any person or loss or damage to property happening in connection with the Club anywhere in UK
- 'All Risks' Clubroom Contents , including members' and visitors property. Cover is effective on Club premises and from start of journey to Clubroom and to the end of the return journey. The limit for any one article is 5% of full value of contents insured or £1,000 whichever is the greater. (This can be varied by agreement with Magnet Insurance, subject to prior notification).
- Personal Accident up to £10,000. If Club members whose name appears on the official membership list shall sustain personal injury due solely and directly to violence occasioned accidentally by external and visible means while travelling to, during and returning from the clubroom or on official club business or activities, the Insurers will pay. For conditions see policy wording using the link below.
- Buildings (Optional Cover) Insured on an 'all risks' basis extended to include rental charges while the clubs' own premises are untenable, following damage. Cover includes cost of site clearance and architects' fees and is on a full reinstatement basis.