Our Model Railway Exhibition Insurance policy automatically includes Public Liability cover up to the standard Limit of Indemnity is £2,000,000 in respect of any one incident or a series of claims arising out of a single event and has an option to increase the Limit of Indemnity to £5,000,000 if required, e.g. it may be a condition under the hiring agreement particularly in respect of Local Authority premises, that a £5,000,000 Limit of Indemnity is required.
Public Liability provides cover for all sums which the insured shall become legally liable to pay as costs, expenses or damages in respect of a negligent act that leads to the: