• Public Liability up to £2,000,000 in respect of any one accident. (£5,000,000 available as an option). Covers legal costs and damages in respect of: Accidental death or bodily injury to any person or loss or damage to property happening in connection with the Exhibition and occurring within the territorial limits stated in the policy and during the Period of Insurance. The policy extends automatically to cover liability directly or indirectly arising:
  
  a)    to and of members of the organising society
  b)    to and of invited clubs and their members
  c)    to and of invited individuals
  d)    to and of proprietors of trade stands
  e)    from food and/or beverage supplied by the insured
  f)    for external direction and advertising signs erected by the organising society
  g)    from explosion of steam boilers of model locomotives not exceeding gauge 1
  h)    for loss or damage to property in custody or control of insured except where otherwise stated, e.g. tenant’s legal liability at Common Law to the owners of the buildings is included but see question 8 on the proposal form
  i)    from ownership possession or use by or on behalf of the insured of any passenger carrying miniature railway exhibition covered by this insurance, subject to prior notification.
  
  
• ‘All Risks’ Exhibition Contents, stands, fixtures & fittings, signs. Covers all damage to official exhibitors’ property. Cover is effective from the start of journey to exhibition and to the end of the journey home. Limit of any one article is 5% of full value of exhibition sum insured or £1,000 whichever is greater (this can be varied by agreement with Taylor McGill, subject to prior notification). Covers exhibition officials’ personal effects against Fire and Theft up to £100 for anyone official.
  
• Money is covered whilst the exhibition is open or whilst occupied prior to vacating the exhibition premises or in transit to a bank or private dwelling of an exhibition official with a maximum any one loss of £2,000. Policy covers up to £250 in the private dwelling of any exhibition official.
  
• Personal Accident up to £10,000. If Exhibition officials whose name appears on the official stewards’ list shall sustain personal injury due solely and directly to violence occasioned accidentally by external and visible means while travelling to, during and returning from the exhibition and including setting up and dismantling of the exhibition, the Insurers will pay.
  
• Employers’ Liability cover will meet the requirements of the Employers’ Liability (Compulsory Insurance) Act 1969.
  
• Consequential Loss covers the loss of gross profit (defined as Net Profit plus all irrecoverable expenses) up to an amount not exceeding 5% of the full value of the exhibition contents sum insured arising from an Insured peril. This limit can be increased by agreement with Taylor McGill, subject to prior notification. The indemnity period is taken to be the period of the exhibition and 6 months prior to the opening or from the date of booking the hall, whichever is the shorter provided notice of the exhibition has been given to us at the time of booking the hall.

Please refer to the Policy Wording for details of the policy terms, conditions and exclusions.